Step 1 - Getting to know your
||At Eagle, Realtors
we feel strongly that you should get to know us and we need
to get to know you and your wants and desires. We prefer
to do this in person. We will be glad to discuss your
needs and desires by phone or email but this will be a lengthy
process of searching for a home, financing a home, and closing
on the home. We will be glad to meet you at our office
or at a property that is currently for sale.
Step 2 - Getting Pre-Qualified
||This is one of the
most important steps involved in buy your home. If you need
to get financing for your purchase you need to know under what
terms and conditions that you can borrow the money for the home.
At Eagle, Realtors we will work with your lender if you have
already chosen one or we can recommend to you Lenders that we
have come to respect as leaders in their field.
We find that many home buyers do not understand that the down
payment and interest rates vary greatly on different loan programs
and with different lenders. At Eagle, Realtors we want
to be able to help you to the best of our ability and to do
this we need to know how much if any the lender will require
from you in "Down Payment", "Closing Cost", "Escrow Items",
and also what interest rate they will be charging so that we
can obtain from them an estimated move in cost and estimated
monthly payment on the homes that you will consider.
3 - Locating your home
||With the internet
and search engines like the one on our search page, it is often
the homebuyer that actually finds the home or homes that you
wish to see. At Eagle, Realtors we also do business the
old fashioned way and we locate the homes on your behalf.
We can send by email to you a wide variety of reports on each
home once you are working with us as a client. These reports
often making the decision process much easier. We can
calculate the total move-in cost and monthly payments for you
and let you know about the flood plain, comparable available
homes and sales in the area. If you are interested in
possibly leasing the home out in the future we will also supply
you with rental comparables.
On our search page you can search
for homes by price, area, subdivision and many other variables.
Through the complete MLS search engine available to Eagle, Realtors
we can narrow your search down even further to eliminate homes
that do not meet your exact criteria.
We can set up an automatic process
where you will be notified of the new listings on a daily basis
that meet your specific needs. We have found that most of the
great deals on homes sell within the first 5 days that they
are on the market. In today's computer driven real estate market,
if you are not on the ball and watching for the best deals daily
you will be saying what fishermen have said for years "You should
have seen the one that got away".
4 - Making an offer
||Making an offer
to purchase a home has never been easier. Today's computer
programs allow us to generate an offer for you in a matter of
a few minutes. We can email the offer to you for acceptance
and you can fax the offer back to our computer so that we can
then forward it to the other agent if any and get an answer
for you on your offer very quickly.
IN making a bid on a HUD home, the process is very similar but
please refer to our HUD Home Information
Page for further details on the process.
5 - Acceptance of your offer
||Once your offer
has been accepted by the seller we will then deposit your earnest
money deposit with the Title Company that will close your home.
We will convey to you the contact information for them along
6 - Inspecting the home
||The importance of
a home inspection goes without saying, but just in case you
don't understand. You should have the home you are buying inspected
by a professional real estate inspector. The inspector will
look at a variety of items in the home including the structural
components, roof, foundation, appliances, heating and cooling
systems, electrical and plumbing systems. If you are purchasing
a HUD home
7 - Completing the loan process
||We will help you
finalize the paperwork with your lender to insure a smooth transaction.
8 - Closing on your home
||We will accompany
you to your closing to make sure that everything is taken care
of for you. You will review the documents and sign the
closing papers on the home. Then receive access to the home.
9 - Moving into your home
||We help with all
of the above steps but we do not move you in. We can recommend
several local or long distance movers if you like. From
time to time we have available to us discount coupons for rental
truck companies such as Ryder Trucks or U-Haul.
10 - Relax and enjoy your new home
||Go ahead a get that
big screen plasma TV. You deserve it, your now a homeowner.